Bihar Student Credit Card

A Step Towards Your Education, Without Financial Stress.

₹4 Lakh

Loan Amount

4%

Interest Rate

1%

For Girls/Divyang

15 yrs

Repayment

What is Bihar Student Credit Card?

The Bihar Student Credit Card (BSCC) Scheme is a thoughtful initiative by the Government of Bihar to ensure that no student has to give up on their dreams due to financial limitations.

Whether you want to pursue engineering, medical, management, or any professional course, this scheme supports you with an education loan of up to ₹4 Lakhs, making higher education accessible and stress-free.

Launched on

2nd October 2016 · under Saat Nischay Yojana

Who Can Apply?

If you tick these boxes, this scheme is for you

Bihar Domicile

Resident of Bihar state

12th Pass

Or equivalent qualification

Up to 25 Years

Age limit for applicants

College Admission

In a recognized institute

Choose Your Career Path

Wide range of professional and degree courses supported

Engineering

B.Tech, Diploma, Polytechnic

Medical

MBBS, BDS, BAMS, Nursing, BPT

Management

BBA, MBA programs

Computer

BCA, MCA programs

General Degree

BA, B.Sc, B.Com courses

Law

BA LL.B program

Up to ₹4,00,000 education loan

Affordable interest rates with extra benefits for girls, Divyang & transgender students.

4%

General Category

1%

Girls · Divyang · Transgender

Who Can Apply?

If you tick these boxes, this scheme is for you

STEP 01

While Studying

No repayment during your study period — focus on your studies

STEP 02

1 Year Grace

1-year relaxation after course completion before payments begin

STEP 03

Up to 15 Years

Flexible repayment period of up to 15 years to repay comfortably

Why This Scheme Matters

Financial limitations are the biggest hurdle for many students. BSCC removes that barrier and gives every deserving student a fair chance to succeed.

What's Improved Over Time

Keep these handy

Aadhaar Card

10th & 12th Marksheet

Admission Letter

Residence Certificate

Bank Details

Your dreams should never stop because of money.

With Bihar Student Credit Card, you get the support you need to move forward confidently.

7nishchay-yuvaupmission.bihar.gov.in

योजना की पूरी जानकारी

Professional + Human Tone

बिहार स्टूडेंट क्रेडिट कार्ड क्या है?

बिहार सरकार की पहल — छात्रों को ₹4 लाख तक का शिक्षा ऋण।

शुरुआत और उद्देश्य

सात निश्चय योजना के अंतर्गत 2 अक्टूबर 2016 को शुरू हुई।

कौन आवेदन कर सकता है?

बिहार निवासी, 12वीं पास, 25 वर्ष तक आयु, कॉलेज में एडमिशन।

कोर्स

इंजीनियरिंग, मेडिकल, मैनेजमेंट, कंप्यूटर, BA, B.Sc, B.Com, Law।

लोन

₹4,00,000 तक, 4% ब्याज, महिलाओं/दिव्यांग के लिए 1%।

भुगतान

पढ़ाई के दौरान नहीं, 1 साल बाद शुरू, 15 साल तक अवधि।

दस्तावेज

आधार, मार्कशीट, एडमिशन लेटर, निवास प्रमाण पत्र, बैंक डिटेल्स।

अंतिम संदेश

यह योजना छात्रों को उनके सपनों तक पहुँचने में मदद करती है।